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You must file Form B 22A, Chapter 7 Statement of Current Monthly Income and Means-Test Calculation, when you file your bankruptcy petition. State law exemptions allow everyone to keep property up to a certain dollar figure. payday loans online This is your average monthly income received over the six calendar months immediately before you filed your bankruptcy petition. Sometimes clients come to us after they have already made a poor decision in managing their assets, and our options become more limited. cash advance online If you are filing a “joint petition” with your spouse, his or her income is included as well. Spalding Law Center can advise you about your assets and strategize your case so that you reach the most successful outcome possible. cash advance online Also, included are any regular contributions to your household expenses from other sources except social security income or certain crime-victim payments. Exemptions can get complicated though, so it is best to call a knowledgeable attorney to help you handle a Chapter 7 in order to protect as much of your property as possible. cash advance online The means test is based on your “current monthly income” as defined in the Bankruptcy Code. So assets worth less than that dollar figure are exempt and therefore protected from seizure, and cash proceeds from a liquidation that are above that dollar figure are not exempt.cash advance online cash advance online cash advance online payday loans payday loan

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